Privacy Policy
Optimized Lending Solutions, LLC (OptimizedLending.com) respects your privacy and is providing this Privacy Policy to explain how we collect information from you, and how we use it. Please read this policy carefully.
By accessing and/or using this Website, you consent and agree to be bound by the terms and conditions set forth below. OptimizedLending.com reserves the right to change this Privacy Policy at any time. If we decide to change this Privacy Policy, we will post any changes on this Website. Material changes to this Privacy Policy may also be communicated to you by email or mail. If you object to such changes, we will honor our prior policies as to any data previously collected. If you disagree with changes in our policy, please do not access or use the site or Optimized Lending Solutions products or services in the future. By purchasing goods and/or using services following the posting of changes to this Privacy Policy, you agree to all such changes.
Collection and Use of Information
We may collect “Personally Identifiable Information” about you (for example, your name, address, telephone number, credit card information website preferences, etc.) in order to communicate with you or provide you with goods or services that you have requested. “Personally Identifiable Information” refers to information that you provide to us through the Internet that can be used to uniquely identify you.
This information will be used to serve you in the future by providing more relevant products and offers. It will also be used to maintain our internal record keeping for your customer account. In the future, we may also contact you by email to keep you informed about new products, special offers, or other relevant information. You may also receive a customer survey by phone, email, or mail to ensure we’re living up to your expectations.
We may collect, use and disclose information that is not Personally Identifiable Information (for example, we may keep track of, use or disclose aggregate statistics regarding the number of visitors to our website and other information that does not uniquely identify you). Typically, this data is gathered through the use of automated “cookies.”
Cookies are small files that ask permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you previously visited a particular site. Cookies allow web applications to tailor its operations to your personal preferences by gathering and remembering information about your visit to OptimizedLending.com. More specifically, Optimized Lending Solutions uses traffic log cookies to identify which pages you have viewed. This helps us analyze data about webpage traffic for statistical analysis purposes. Cookies help us provide you with a better, more personal website, by allowing us to monitor the pages you find useful and the pages you do not. In no way can a cookie give us access to your computer or any information about you, other than the data you specifically choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies. You can usually modify your browser setting to decline cookies if you prefer; however, this may prevent you from using all the features and benefits of our website.
Whenever you fill out a form on OptimizedLending.com, look for the checkbox that allows you to opt out of direct marketing messages. If you have previously agreed, but have since changed your mind about direct marketing messages, please email support@optimizedlending.com to have your account updated accordingly.
We employ some vendors to perform functions on our behalf. Examples may include fulfilling orders, delivering packages, email administrative functions, processing credit card payments, and providing customer service. These vendors are under a strict obligation to use confidential data only for those purposes for which they are hired.
Except as otherwise provided in this Privacy Policy, as amended from time to time, we maintain full rights to any information collected on this Website, and may freely collect and use such information, unless prohibited by applicable law. In the event of a change in control of OptimizedLending.com or a sale of its assets, any Personally Identifiable Information or other information owned by OptimizedLending.com may be transferred to such successor, but only if the successor remains bound by this Privacy Policy.
Privacy Practices of Third Parties and Advertisers
This Privacy Policy does not apply to any Personally Identifiable Information obtained, held or used in connection with any of OptimizedLending.com websites located outside of the United States and its territories. Please visit country specific Optimized Lending Solutions websites if you require information on the privacy policy applicable to that website.
This Website may contain advertisements and links to other sites. OptimizedLending.com is not responsible for the content or privacy policies or practices of any advertisers or linked sites or for the content, privacy policies or practices of any third parties. To the extent that you disclose Personally Identifiable Information to any advertisers, linked sites or other third parties, different rules may apply to their use or disclosure of Personally Identifiable Information, and we encourage you to review their privacy policies before disclosing Personally Identifiable Information to them.
Access or Corrections to Your Information
OptimizedLending.com will not sell, distribute, or lease your personal information to third parties unless we have your permission or are required to do so by law. If you would like, we may use your personal information to send you promotional information about third parties which we think you may find interesting. You may request details of personal information which we hold about you under the Data Protection Act of 1998. A small fee will be payable if you would like a copy of the information held on you and can be obtained by emailing support@optimizedlending.com. If any of your information is incorrect or incomplete, please contact us as soon as possible to have the information updated. You can also view and/or modify some of your Personally Identifiable Information under the “My Account” page after logging into your account.
Security
We use technical and organizational security measures in order to protect the data we have under our control against accidental or intentional manipulation, loss, destruction, or against access by unauthorized persons. Nevertheless, your confidential use of this Website cannot be guaranteed by us. We shall not be responsible for harm that you or any person may suffer as a result of breach of confidentiality in respect to your use of our site or any information you transmit to our site.